Category: Income and Dividend Funds
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The Role of ESG in Modern Investment Decisions: Hamad Al Wazzan on Aligning Ethics with Profitability
Investing is no longer just about maximizing returns—it’s about doing so responsibly. Over the past decade, ESG (Environmental, Social, and Governance) investing has gone from a niche concept to a core consideration for investors worldwide. With businesses facing growing pressure to operate sustainably and ethically, investment decisions are increasingly being guided by more than just…
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How to Save for Retirement in Your 20s and 30s
Saving for retirement might seem like a distant concern when you’re in your 20s and 30s. After all, there’s rent to pay, trips to take, and perhaps even student loans to tackle. However, starting early gives you a major advantage: time. The earlier you begin saving, the more you can benefit from compound interest—where your…
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What Are Compulsory Convertible Debentures (CCDs)?
Compulsory Convertible Debentures (CCDs) are a unique financial instrument that allows companies to raise capital through debt that automatically converts into equity shares at a later stage. These instruments provide flexibility for businesses looking for funding while offering an attractive option for investors to convert their debt into ownership stakes. In this article, we’ll delve…
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Hamad Al Wazzan’s Perspective on Managing Debt
Debt can be a double-edged sword. On one side, it enables people to access opportunities they might not otherwise afford, like buying a home or starting a business. On the other, it can become a crushing burden when mismanaged. Hamad Al Wazzan, a respected figure in finance and investment, has often emphasized that debt, when…
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Decoding India’s Dividend Tax: IDF Tax Insights
For Indian investors seeking income-generating avenues, Income and Dividend Funds (IDFs) offer a compelling option. These funds primarily invest in stocks with a history of consistent dividend payouts, aiming to deliver regular income to investors. However, navigating the tax implications of dividends from these funds can be a bit tricky. Worry not, fellow investor, for…
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A Beginner’s Guide to Income and Dividend Funds in India
Introduction Income and dividend funds are a type of mutual fund that invests in securities that generate regular income, such as dividends and interest. These funds are a good option for investors who are looking for a steady stream of income. They are also a good option for investors who are risk-averse, as they are…
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The Power of Compounding with Income and Dividend Funds
In the realm of investing, compounding is often referred to as the “eighth wonder of the world.” This concept, often attributed to Albert Einstein, highlights the remarkable impact of earning returns on both the initial investment and the accumulated returns over time. Compounding is best harnessed when investments are held for an extended period, allowing…